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Written by Dormer Harpring reviewed by KC Harping on April 15, 2026

What Happens if Someone Else Is Driving My Car and Gets in an Accident?

Key Takeaways Auto insurance usually follows the vehicle, so the owner’s policy typically pays first. The vehicle owner may still face financial responsibility when a permitted driver causes a crash. The at-fault driver’s insurance usually pays when another driver causes the accident. Insurance coverage may change if the driver used the vehicle without permission....
Written by Dormer Harpring reviewed by KC Harping on September 15, 2025

How Much Compensation for Broken Ribs in Car Accidents

If you have sustained broken ribs from a car accident, then you may wonder how much compensation for broken ribs in a car accident you can get. At Dormer Harpring, we know this question is very important to many of our clients in Denver, CO. The amount of your claim's value is largely influenced...
Written by Dormer Harpring reviewed by KC Harping on July 4, 2025

How to file a diminished value claim

Diminished Value Claims in Colorado If you're dealing with a diminished value claim in Colorado, you're likely seeking reimbursement for the loss in market value your vehicle suffers after an accident—even if it's been fully restored. Colorado law permits these claims against the at-fault driver’s insurance provider, not your own policy. These claims are...
Written by Dormer Harpring reviewed by KC Harping on June 3, 2025

Colorado “Hit & Run” – Laws, Penalties & Best Defenses

Car accidents in Denver can create confusion, stress, and long-lasting consequences, especially when a driver leaves the scene.  Under Colorado hit and run laws, every driver involved in a crash has clear legal duties, regardless of who’s at fault. Ignoring these responsibilities can trigger criminal charges, license suspension, and steep fines. And yes, even...
Written by Dormer Harpring reviewed by KC Harping on May 24, 2025

Victim of a Staged Car Accident? What You Need to Know About Car Insurance Frauds Punishment

Being in a car accident is stressful enough—but learning the crash was staged adds a whole new level of complexity and frustration. Staged accidents are designed to make innocent drivers look at fault, often leading to fraudulent insurance claims. And when questions arise about who’s responsible, the issue of car insurance frauds punishment becomes...