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When you think about suing after a car accident, it’s easy to imagine a scenario involving severe injuries or significant medical expenses. But what happens if you’re not physically hurt? Can you still pursue legal action? While lawsuits without injuries are less common, you may still have legal options in certain situations, such as when property damage or financial losses occur.
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This guide will explore whether involving a Denver Car Accident Attorney for a car accident without injury makes sense, how they can assist with property damage claims, and how Dormer Harpring can support you in navigating the legal landscape. We’ll also discuss how Dormer Harpring can support you.
Car accidents without injuries might seem straightforward, but they can still lead to legal, financial, and insurance-related complications. Here’s what to know:
Even in accidents without physical injuries, property damage can be costly. You may be entitled to compensation for:
If the accident caused you to miss work due to time spent arranging repairs or alternative transportation, you may recover compensation for lost wages.
Even without injuries, insurance companies may undervalue claims. An experienced car accident attorney can help negotiate fair settlements and ensure your rights are protected.
Yes, you may sue after a car accident even if you’re not injured, but lawsuits are typically reserved for cases involving:
Colorado follows a modified comparative negligence system (CRS § 13-21-111), meaning you can only recover damages if you are less than 50% at fault for the accident. Your compensation will be reduced by your percentage of fault.
Most non-injury cases are handled through insurance claims rather than lawsuits, but an attorney can help if legal action is necessary.
Yes. In Colorado, if the accident results in property damage over $1,000, you are required to report it (CRS § 42-4-1606). If the police do not respond to the scene, you must file an accident report with the Colorado State Patrol or local authorities.
A property damage claim allows you to recover:
An attorney can assist in filing claims, negotiating with insurance adjusters, and ensuring you receive proper compensation.
Yes, reporting the accident to your insurance company is important because:
Colorado is an at-fault insurance state (CRS § 10-4-619), meaning the at-fault driver’s insurance pays for damages. The required minimum coverage is:
If the at-fault driver is uninsured or underinsured, you may need to rely on Uninsured/Underinsured Motorist (UM/UIM) coverage if you have it.
Even in non-injury cases, hiring an attorney offers several advantages:
An attorney reviews your accident, gathers evidence (e.g., police reports, repair estimates, and witness statements), and determines whether legal action is necessary.
Insurers often try to minimize payouts. An attorney can negotiate on your behalf to secure a fair settlement.
Filing accident reports and claims correctly is crucial. An attorney ensures compliance with Colorado’s legal requirements, including the three-year statute of limitations for property damage claims (CRS § 13-80-101).
If an insurance company acts in bad faith or refuses to pay, an attorney can represent you in court to seek fair compensation.
Even when a car accident doesn’t result in physical injuries, it can still cause financial burdens. Legal representation can help with:
At Dormer Harpring, we assist Denver residents in navigating insurance claims and securing fair settlements. If you need legal guidance, call us at (303) 747-4404 or visit our office at 3457 Ringsby Ct Unit 110, Denver, CO 80216 to schedule a consultation.
Available 24/7 – Call us now at (303) 747-4404 for expert legal help. Your case matters, and we’re here to fight for you!
Denver Personal Injury Attorney
Fighting for Justice, Winning Against the Odds
Sean Dormer has built his career on standing up to powerful corporations and insurance companies to get justice for the injured. With a relentless trial-focused approach, he has secured multi-million-dollar verdicts and settlements for clients who were turned away by other firms. His expertise has led him to speak at statewide legal conferences and advocate for fairer personal injury laws in Colorado.
A Colorado native, Sean brings dedication, legal acumen, and real-world trial experience to every case. If you’ve been injured, Sean and his team are ready to fight for you.
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