How to Maximize Your Denver Car Accident Settlement

Recovering from a Car Accident can leave you with huge medical bills, lost wages, and emotional distress. While money will never eliminate the trauma, a reasonable settlement can assist with your recovery and lessen the financial strain. However,  if you’re wondering how to get more money from a car accident settlement in Denver, we’re here to help. 

Here at Dormer Harpring, we will walk you through it all. In this guide, we will cover steps you can take to increase your car accident settlement, what the key parts of your claim are, and what your rights are. With the right efforts and Dormer Harpring, you can greatly bolster your chances of getting the compensation you deserve.

Steps to Get the Most From Your Car Accident Settlement in Denver

Maximizing your settlement after a car accident often requires proactive steps. Instead of waiting for the insurance company to decide, here’s how to get more money from a car accident settlement and pursue the best financial outcome: 

Document the Scene and Collect Evidence 

If you’re physically able, it’s important to gather evidence right after the accident to help support your claim. Key pieces of evidence include: 

• Photos of the accident scene, vehicle damage, road conditions, and any visible injuries. 
• Police reports often include the officer’s observations, party statements, and important details. 
• Contact details of witnesses and the other driver involved in the accident. 

This evidence can strengthen your case significantly. 

Seek Immediate Medical Attention 

Even if you’re feeling fine after the accident, remember that not all injuries will present themselves right away. Going to a doctor promptly is very important so that doctors can discover and treat any unrecognized injuries you may have. It generates critical medical records that show your injuries and treatment, which may be important for future insurance claims or legal reasons.

Avoid Quick Settlements

Insurance companies will try to settle with you as quickly as possible after an accident, but they often do not pay you for the entirety of your damages or losses. While it can be tempting to accept their initial offer, you could be entitled to much more than they’re offering. Settling too soon may leave you without the compensation you truly need. Before agreeing to anything, take the time to evaluate the true value of your claim with expert advice and guidance. 

Keep Records of All Expenses

If you are on the road to hiring an experienced Denver car accident attorney, it is important to keep detailed records of everything you have spent on the accident, as this will only strengthen your compensation case. That may include medical expenses, lost income, and the cost of fixing property damage. Proper documentation establishes the totality of your financial losses and substantiates your claim. Then, these records need to be organized and maintained to provide compelling evidence about how the accident has affected your life, making your chance of being compensated relatively much more potent.

Hire an Experienced Attorney 

Understanding Colorado accident law can seem confusing. An experienced Colorado Car Accident Attorney, such as the attorneys at Dormer Harpring, could help you evaluate your case, negotiate on your behalf, and get you the best settlement possible.

What Are Damages in a Car Accident Claim? 

You’ve been harmed — what kinds of compensation, or “damages” as they sometimes are called, might you be entitled to recover? Knowing the types of damages can help you seek sufficient coverage.

Economic damages represent tangible, measurable costs. These might include past and future medical expenses, lost wages, loss of earning capacity, and property damage, such as vehicle repair costs. For example, hospital bills, therapy costs, and income lost from days off work may fall into this category.

Non-economic damages, by contrast, include less quantifiable losses. These might include pain and suffering, emotional distress, loss of enjoyment of life, disfigurement, or permanent disability. It’s harder to quantify these, but they matter just as much. Evidence like medical records and personal testimony can help illustrate how the accident affected your emotional and physical well-being.

In some cases, punitive damages may be awarded if the at-fault party acted recklessly or maliciously. These damages are not tied to specific losses but serve as a punishment and deterrent for such behavior.

Who Might Be Responsible for Car Accident Compensation? 

Establishing who is at fault (liable) for your accident is crucial. Relief could come from several sources:

The Insurance of the At-Fault Driver

The car accident claims process usually begins by filing a request for settlement with the responsible party’s insurance company. Colorado law requires all drivers to carry at least minimum liability insurance coverage to cover them for damages from an accident. That insurance covers property damage, medical bills, and other losses. Knowing your rights and how the insurance system works is crucial to ensuring you are paid a fair amount after a car accident.

Your Own Insurance Company

If the driver at fault for the accident is uninsured or lacks sufficient insurance to pay for all the damages, your insurance policy can fill in the gap. But that is only possible when your policy has uninsured motorist (UM) or underinsured motorist (UIM) coverage. These coverages are essentially financial protection when the other driver does not have enough insurance.

Additional Liable Parties 

Others responsible could be:

• Employers need to determine whether the at-fault driver was working during the crash.
• Roads, traffic signals, and such are the responsibility of government entities.
• Accident victim product manufacturers must know if a faulty vehicle part contributed to your accident.

If you can identify all potential sources of compensation, this may increase your chances of recovering all of your damages.

Is There a Statute of Limitations for Car Accident Claims in Denver? 

Yes, Colorado imposes a statute of limitations on car accident claims. You typically have three years from the accident date to visit our office for a free consultation. Together, we can ensure that we file a personal injury claim.

Failing to file within this window may prevent you from recovering any compensation, no matter how strong your case might be. Therefore, acting promptly—and seeking legal guidance early—might protect your rights.

However, exceptions might exist. For example, the timeline may differ if a government entity played a role in the accident. Consulting a lawyer as soon as possible might ensure you don’t miss any deadlines.

Professional Help Could Be the Key to a Higher Settlement 

Insurance adjusters often minimize payouts, and damages need to be properly reviewed. Dormer Harpring,  experienced Colorado Car Accident Attorneys to fight for your rights and compensation

This is not the way to leave your settlement to chance. Contact us at (303) 747-4404 or   3457 Ringsby Ct Unit 110 Denver, CO 80216 for a free consultation. Your case matters, and the outcome does, too, so let us focus on your claim and how it needs to be focused on.

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