Denver Insurance Bad Faith Attorneys
Insurance is supposed to provide a safety net for policyholders, offering them financial support when certain events or accidents happen. Although policyholders may play by the rules and make all of their premium payments on time, the reality is that insurance companies do not always honor the policies they issue.
And when insurers are focused on prioritizing their own profits above their legal obligations – and policyholders’ rights – insurance bad faith can occur. Insurance bad faith can cause real harm, and often victimizes accident survivors for a second time.
At Dormer Harpring, our insurance bad faith attorneys keep themselves up-to-date on the tactics insurance companies use to try to compromise people’s claims. We know how fight these tactics, protect our clients’ interests, and help them fight back.
If you are having trouble with an insurance company and you believe that you have been subjected to any type of bad faith practice, contact Dormer Harpring today to find out more about your options for recovery.
Fighting Insurance Bad Faith
Fighting insurance bad faith is important to the lawyers at Dormer Harpring. Some of the various types of insurance bad faith cases we handle include (but not limited to) those related to:
- Health insurance claims
- Homeowners insurance claims
- Fire and/or flood loss claims
- Auto insurance claims
- Life insurance claims
- Commercial liability claims
Whether an insurance company is refusing to pay all of or any part of a valid insurance claim, we can help.
Warning Signs of Insurance Bad Faith
You may have been the target of insurance bad faith if an insurance company has done any of the following in handling your claim:
- Using unconventional, invasive, or bizarre investigation methods
- Ignoring evidence or testimony you can provide when investigating your claim, and going only with their side of the story
- Delaying or unnecessarily prolonging the claim investigation
- Making unreasonable demands (like requiring you to send unrelated documents)
- Significantly undercutting the value of your claim by making unreasonably low settlement offers and/or trying to unfairly pin the fault on you
- Post-claim underwriting, which occurs when insurers change the terms of or even cancel policies after claims have been submitted to try to avoid paying
- Wrongfully accusing you of lying about your claims or in your original insurance application
- Threatening you or trying to coerce you into accepting very low offers
- Citing minor or inconsequential reasons for denying your claim
- Misrepresenting or misinterpreting the facts of your claim in order to reduce the value or deny it
- Not defending you adequately under a liability policy, or allowing you to be sent through a trial when the claims against you should have settled
Keep in mind that these are by no means the only red flags of insurance bad faith. We are ready to take a closer look at the details of your situation to help you determine:
- If an insurer has acted in bad faith with your claim
- What your best options are for obtaining the policy benefits you or the named policyholder paid for.
Contact a Denver Personal Injury Lawyer at Dormer Harpring
If you have been the target of insurance bad faith practices, contact a Denver personal injury lawyer at Dormer Harpring for unique representation throughout the recovery process.
At Dormer Harpring, we are devoted to helping injured people while providing them with:
- Personalized, responsive legal services
- Compassionate support
- Effective, aggressive representation in any setting.
Call (303) 747-4404 or email us via the contact form on this page to find out more about how we can help you. Our commitment to representing people from all walks of life means that we never charge for a consultation and that our legal fees are “contingent,” meaning they’re based only on the amount we recover.
From offices based in Denver, our attorneys provide exceptional representation to people throughout Denver County, Adams County, Boulder County, Arapahoe County, Jefferson County, and the state of Colorado.