Injured in a Lyft or Uber Accident in Colorado?
Our Denver Car Accident Attorneys Can Help
Ridesharing services are very popular across the United States, with Uber and Lyft operating in many towns and cities. However, with these services comes serious risks to your personal safety.
Some ridesharing companies fail to run background checks and end up hiring dangerous drivers who cause wrecks. Distracted, aggressive, inexperienced and drunk driving are major concerns for passengers who are only trying to arrive at their destinations safely. Other motorists may also suffer harm when rideshare drivers neglect public safety.
While Uber and Lyft may offer liability insurance to passengers and other motorists who suffer injuries, this amount is not enough to cover damages for catastrophic injuries or wrongful death. For instance, a spinal cord injury alone can cost a 25-year-old millions of dollars in medical and living expenses over the course of a lifetime.
Fortunately, you may have options to hold the ridesharing company accountable for your damages. Compensation from a lawsuit or claim can help you pay medical bills, lost income, loss of future earning capacity and more.
The Denver ridesharing attorneys at Dormer Harpring have years of combined experience helping victims of ridesharing accidents. Our attorneys take the tough cases other law firms shy away from, so call us today to learn more about how we can help.
Lyft and Uber Accident Risks in Colorado
Ridesharing drivers are normal people, meaning they cause accidents for the same reasons other motorists do. These drivers do not receive special training. Common causes of ridesharing accidents include:
- Distracted Driving: Some drivers may use their phones behind the wheel, or they may eat or let their minds wander.
- Fatigued Driving: Rideshare drivers may ferry passengers around for a living. As such, some drivers may be fatigued while driving. This increases the risk of an accident.
- Speeding: Unfortunately, there is an incentive for rideshare drivers to speed between trips. The faster they pick up and drop off customers, the more money they make. Passengers can suffer injuries or even die as a result.
- Poor Maintenance: Rideshare drivers may not take care of their vehicles, such as tires, lights or brakes. This increases the risk of an accident that could injure or kill passengers.
- Impaired Driving: As in any industry, there are substance abuse issues among rideshare drivers. Some may drive while impaired by alcohol or drugs, increasing the risk of an accident.
- Unsafe Driving: In addition to speeding, drivers may run lights or make unsafe lane changes to get to their next destination as soon as possible.
- Inexperienced Driving: Many rideshare drivers commute to the area they work in and are unfamiliar with basic landmarks, main streets and roads under construction. This can lead to accidents as the driver searches for signs, correct routes, lane marking, traffic signals or things other than the road.
Listed above are only a few examples of the possible causes of accidents. These are everyday drivers like yourself, who unfortunately, may not have the skills necessary to get you safely to your next destination.
Can Passengers Get Compensation for a Ridesharing Accident?
Rules for compensation get complicated when it comes to ridesharing, such as with Uber and Lyft. You can recover compensation from the company’s insurance policy, but it depends on what the driver is doing at the time of the accident. In Colorado, there are three different levels of liability for an Uber accident.
- You can obtain coverage through Uber or Lyft’s liability coverage if you were a passenger at the time of the accident. Potential compensation under this policy may be divided among the passengers who suffered injuries. Uber provides “at least $1,000,000 in coverage.” On the other hand, Lyft generally has a $1,000,000 limit on its liability coverage in these cases.
- If the driver was logged in and waiting for a passenger, then Uber provides $50,000 per bodily injury and $100,000 total for all injured parties. In addition, Uber covers $25,000 in property damage per accident during this period.
- If the driver was not logged in during the accident, then you would need to file a claim through the driver’s personal insurance policy. You would not get compensation through Uber or Lyft.
In addition, there may be coverage available if you suffer injuries in an accident caused by an uninsured or underinsured driver.
Who Else Can Get Compensation for a Lyft or Uber Accident?
Pedestrians, bicyclists and other motorists can recover compensation from the rideshare company’s liability policy. However, the rideshare driver would need to be transporting or picking up passengers at the time of the accident. The same limitations for bodily injury and property damage listed above apply if the driver is logged in and waiting for a pick up.
Depending on the circumstances, rideshare drivers can also obtain compensation through Uber and Lyft’s liability coverage policies.
Do I Need a Denver Uber Accident Attorney?
You should hire an attorney with experience handling car accident lawsuits if you suffered injuries in a crash caused by a ridesharing driver. Liability for these crashes can be immensely confusing, and insurance companies will attempt to deny or devalue your claim. An attorney can help you gather the necessary evidence to determine who is most responsible for paying your damages.
The Denver Uber accident attorneys at Dormer Harpring can help you determine who is liable for your injuries or loss. Call us for a free consultation at (303) 747-4404 or use our online case review form.