Key Takeaways Hit-and-run involves leaving without stopping, identifying, or assisting after a crash. Misdemeanor charges typically have a one-year filing deadline. Felony hit-and-run charges may allow three years or more to file. Injury claims usually must be filed within three years of the accident. Uninsured motorist coverage may apply when the at-fault driver is...
Key Takeaways Signing a liability release permanently closes the claim. Settlement must reflect total losses, not only current expenses. Pain and emotional stress may be included in damages. Compensation is reduced based on the injured person’s share of fault. Accepting too early risks missing future injury-related costs. [ez-toc] Deciding when to accept a settlement...
Key Takeaways Liability typically points to the driver who did not yield the right-of-way. Colorado permits divided fault, adjusting compensation based on each party's share of responsibility. These collisions most often trace back to ignored signals, improper turns, or failure to yield. Police reports and witness accounts are often central to establishing what happened....
Key Takeaways A police report is not always required, though its presence leads to stronger outcomes. When no official report exists, injured drivers carry the full weight of proving what happened. Most insurance policies set strict deadlines for reporting accidents. Colorado law requires drivers to stop, remain at the scene, and exchange information with...
Key Takeaways Airbag deployment does not automatically mean your car is totaled, despite how serious the crash feels. Insurance companies compare repair costs against your vehicle’s market value before deciding whether it’s totaled. Colorado law defines a total loss when repair costs exceed the car’s fair market value before damage. Airbag deployment significantly increases...
