Key Takeaways A police report is not always required, though its presence leads to stronger outcomes. When no official report exists, injured drivers carry the full weight of proving what happened. Most insurance policies set strict deadlines for reporting accidents. Colorado law requires drivers to stop, remain at the scene, and exchange information with...
Key Takeaways Airbag deployment does not automatically mean your car is totaled, despite how serious the crash feels. Insurance companies compare repair costs against your vehicle’s market value before deciding whether it’s totaled. Colorado law defines a total loss when repair costs exceed the car’s fair market value before damage. Airbag deployment significantly increases...
Key Takeaways You can still be liable for hitting an illegally parked car if the collision was avoidable. Leaving the scene after hitting a parked vehicle can lead to criminal charges, regardless of fault. Fault is often shared, and compensation may be reduced based on each driver’s responsibility percentage. Colorado law requires drivers to...
Key Takeaways Auto insurance usually follows the vehicle, so the owner’s policy typically pays first. The vehicle owner may still face financial responsibility when a permitted driver causes a crash. The at-fault driver’s insurance usually pays when another driver causes the accident. Insurance coverage may change if the driver used the vehicle without permission....
Key Takeaways Colorado sets DWAI at 0.05 percent BAC and DUI at 0.08 percent BAC, and police can arrest below 0.05 percent when impairment appears. Drivers in injury crashes must stop, remain at the scene, and meet legal duties under CRS 42-4-1601. After a drunk driving accident, call 911, get medical care, document the...
